PhonePey by Lushai Dev
0% Fee UPI Gateway for Digital Businesses

Accept Direct UPI Payments for E-Commerce, Gaming & Digital Stores

Keep 100% of your earnings. Payments transfer directly to your bank account. Our automated system verifies each order in real time. Built for online shops, game top-ups, digital products, and mobile apps.

0% Commission
Direct Bank Credit
Instant Fulfillment
PhonePe UPI Auto-Capture Scanner
Real-Time UPI Confirmation Active
PhonePe • GPay • Paytm
Instant 0% Direct Settlement Across All UPI Apps:
UPI PhonePe Google Pay Paytm BharatPe Paytm Business Razorpay
Built for Indian Businesses

Perfect for Every Online Business

Stop paying 2% to 3% on every order. Automate your payment confirmation in minutes.

🛒 E-Commerce & Online Stores

Accept UPI payments on your WooCommerce, Shopify, or custom store. Enjoy zero transaction cuts and instant order updates.

0% Gateway Cuts • Direct Bank Credit

🎮 Gaming Top-Up Portals

Automate payment verification for game top-ups, diamonds, and credits. Fulfill player orders with zero delay.

5-Second Automated Fulfillment

📦 Digital Products & Downloads

Sell software, courses, and digital downloads. Deliver download links immediately after payment.

Instant Download Unlocking

🚀 SaaS & Mobile Applications

Integrate into Flutter, React Native, PHP, and Node.js apps. Get real-time webhook status alerts.

3-Step REST API & Webhooks
Automated Payment Verification
Instant Automated Fulfillment

Automated Confirmation with 100% Direct Bank Credit

Buyers scan your dynamic QR code with any UPI app. Our engine verifies the transaction in seconds. Your store gets an instant webhook to fulfill the order.

0% Gateway Fees Funds land straight in your bank account
Real-Time Status Instant order fulfillment webhook alerts
WhatsApp Invoicing

Seller Invoicing & 1-Click WhatsApp Sharing

Generate custom payment links in seconds with customer name, mobile number, and custom item descriptions. Share directly with your clients over WhatsApp in one click and track real-time PAID statuses on your dashboard.

  • Customer Name, Mobile & Custom Item Notes
  • 1-Click WhatsApp Direct Share Button
  • Automated WhatsApp & Email Receipts
Start Creating Free Links
Seller Payment Links and WhatsApp Invoicing
Developer Integration

Integrate in Less Than 5 Minutes

Simple, clean REST API endpoints for seamless checkout integration in any programming language.

1

1. Create Order

Call POST /api/create-order with your amount and order ID to generate a dynamic checkout URL.

2

2. Customer Scans QR

Customer opens the dynamic checkout page and scans the QR code using PhonePe, GPay, or Paytm.

3

3. Automatic Fulfillment

Your webhook receives the confirmed payment callback instantly and delivers the product or game credit!

POST /api/create-order
PHP Flutter (Dart) Node.js Python
// Sample PHP Order Creation
$response = file_get_contents('https://phonepey.lushai.dev/api/create-order', false, stream_context_create([
    'http' => [
        'method'  => 'POST',
        'header'  => "Content-Type: application/json\r\nAuthorization: Bearer YOUR_API_KEY\r\n",
        'content' => json_encode([
            'order_id'        => 'ORDER_1024',
            'amount'          => 499.00,
            'customer_mobile' => '9876543210',
            'redirect_url'    => 'https://yourwebsite.com/success',
            'title'           => 'Diamond Top-Up Pack #4'
        ])
    ]
]));

$data = json_decode($response, true);
header('Location: ' . $data['payment_url']); // Redirect customer to payment
Start Free • 30-Day Renewable Plan

Simple, Transparent Pricing

Choose a plan that fits your business scale. Zero percentage cuts on your payments.

Free Starter

FREE

₹0
30 Days (Renewable Free)
Active Links: 3 Links
Daily QR Orders: 50 / Day
Daily Volume Cap: ₹5,000 / Day
3 Active Payment Links
50 Daily Dynamic QR Orders
₹5,000 Daily Volume Cap
0% Gateway Commission (Direct Bank)
IMAP / Standard Auto-Capture
Email & Community Support
Start for Free
Solo Pro

Single

₹299.00
Billed every 30 days
Active Links: 25 Links
Daily QR Orders: 500 / Day
Daily Volume Cap: ₹50,000 / Day
25 Active Payment Links
500 Daily Dynamic QR Orders
₹50,000 Daily Volume Cap
0% Gateway Commission (Direct Bank)
IMAP + Instant Webhook
Email & Chat Support
Get Single
Unlimited Power

Enterprise

₹2,999.00
Billed every 30 days
Active Links: Unlimited
Daily QR Orders: Unlimited
Daily Volume Cap: Unlimited
Unlimited Active Payment Links
Unlimited Daily Dynamic QR Orders
Unlimited Daily Volume (No Cap)
0% Gateway Commission (Direct Bank)
Dedicated High-Speed Stream
Priority WhatsApp Receipts
Dedicated VIP Account Manager
Get Enterprise

Ready to Automate Your Business Payments?

Join smart Indian e-commerce merchants, gaming portals, and digital sellers automating direct UPI payments with PhonePey today.

Create Free Account Talk to Support