Seamless UPI Payments &
Automated Settlements
Empower your online business with instant dynamic payment links, real-time UPI QR codes, PhonePe automated transaction verification, and instant webhooks.
Accept UPI Directly to Your Bank
No intermediary hold periods or hefty gateway cuts. Funds go directly to your PhonePe Business or UPI account instantly with instant UTR verification.
Engineered for Fast Growth
Whether you run a high-traffic SaaS, digital store, or freelance business, PhonePey handles payments smoothly.
Dynamic UPI QR Codes
Generate real-time QR codes with custom amounts, merchant branding, and embedded order references for customer scanning.
1-Click Mobile Intent
Seamlessly trigger PhonePe, Google Pay, Paytm, BHIM, and Cred directly on customer smartphones with zero friction.
Gmail & App Auto-Capture
Connect your business Gmail or PhonePe Merchant app to automatically read incoming payment notifications and verify UTR numbers.
Developer REST API
Generate links, check statuses, and query transactions programmatically with simple API keys and JSON payloads.
Instant Webhook Dispatches
Receive real-time HTTP POST notifications with HMAC SHA-256 cryptographic signatures as soon as payments are confirmed.
Bank-Grade Security
Protected by strict CSRF tokens, PDO prepared statements, rate limiting, and 256-bit encryption for all merchant credentials.
How PhonePey Works
Get up and running in 3 simple steps. No complex merchant KYC required.
Add Your UPI Account
Enter your PhonePe Business UPI ID and configure notification capture in seconds.
Create Payment Links
Generate fixed or dynamic amount links and share via WhatsApp, SMS, or integrate with our REST API.
Direct Bank Settlements
Customers scan and pay directly. Payments land straight in your bank account with instant verification.
Simple, Transparent Pricing
Choose a plan that fits your business scale. No hidden transaction percentage fees.
Free
Pro
Business
Ready to Automate Your UPI Payments?
Join smart Indian merchants automating direct payments with PhonePey by Lushai Dev today.