About Lushai Dev & PhonePey

Empowering Indian Online Businesses

PhonePey is a modern UPI payment infrastructure built by Lushai Dev. We help Indian digital stores, e-commerce sellers, and app developers keep 100% of their earnings.

Our Mission & Core Philosophy

Traditional payment gateways charge 2% to 3% on every order. They also hold your funds for days. We believe your revenue belongs to you.

PhonePey routes payments directly to your own verified PhonePe UPI receiver. Customers pay you directly. Our engine verifies the payment instantly. You get the money in your bank without any delay.

How PhonePey Works Behind the Scenes

We make accepting direct UPI payments fast, automated, and secure.

Customer Initiates Checkout

Your store calls our Create Order API. We generate a dynamic UPI QR code and intent links.

Direct UPI Payment

The customer opens PhonePe, Google Pay, or Paytm. Money transfers directly into your bank.

Instant Verification & Webhook

Our engine matches the transaction reference. We notify your server immediately to deliver the order.

The Four Key Problems We Solve for Merchants

Built by developers who understand the real pain points of selling online in India.

0% Gateway Commission

You never lose a cut of your hard-earned revenue. Pay one simple monthly subscription and keep 100%.

Automated Fulfillment

No manual screenshot checks. Automated payment capture fulfills orders, top-ups, and downloads instantly.

Zero Reserve Holds

We never touch your money. Funds flow directly into your own bank account, eliminating payout freezes.

Five Minute Setup

Copy our simple code snippets into your application. Go live on the same day without paper KYC delays.

Who Is PhonePey Built For?

Our platform powers diverse businesses across India.

E-Commerce Stores

Sell physical items online. Receive instant payment proof and reduce COD return risks.

Gaming Top-Up Portals

Provide instant game credits and vouchers immediately upon UPI scan confirmation.

Digital Creators & Courses

Distribute PDFs, templates, and courses automatically without losing 3% on every sale.

SaaS & Mobile Apps

Collect subscription renewals and user credits via universal UPI intent links.

Have Questions or Want to Integrate?

Our developer support team is available to help you set up your store and answer any technical questions.

Contact Support Team Browse API Docs