Transparent Pricing, Zero Commission
Keep 100% of your earnings. Select a flat subscription plan and enjoy unlimited UPI transaction volume with zero payment cuts.
Choose the Best Plan for Your Digital Store
Pick a tier that fits your sales volume. Every tier includes automated UPI verification and instant webhook alerts.
FREE
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Why Smart Merchants Switch to PhonePey
Traditional payment aggregators take 2% to 3% of every transaction. PhonePey changes that model completely.
Zero Transaction Deductions
You pay only your low monthly subscription fee. We never take any percentage fee from your sales revenue.
Direct Bank Settlement
Payments land directly in your PhonePe receiver bank account. You never have to wait for two-day settlement batches.
Simple Five Minute Integration
Use our lightweight REST API or embed script. Start taking live customer payments within minutes of signup.
No Frozen Rolling Reserves
Traditional gateways hold 10% of your funds as security reserves. With PhonePey, you keep full control of your cash flow.
How Much Money Do You Save Each Month?
See how our flat monthly plan compares to standard payment gateway deductions of 2% + GST.
Frequently Asked Questions
Do you take any percentage commission on payments?
No. All UPI transactions are processed directly between the buyer and your PhonePe account. You keep 100% of your earnings.
Can I upgrade or renew my plan anytime?
Yes, you can upgrade your plan instantly from your dashboard subscription section at any time with immediate effect.
Are API keys and webhooks included in the plans?
Yes, you can generate API keys and configure custom webhook endpoints on all developer tiers with zero extra setup cost.
How quickly are customer payments settled?
Payments land immediately in your connected bank account because customers pay your UPI VPA directly without middlemen.
Which UPI apps can my buyers use to pay?
Buyers can use any standard UPI app in India. Supported apps include PhonePe, Google Pay, Paytm, BHIM, and bank UPI apps.
Is there a free trial before I purchase?
Yes. Every new account receives a 3-day free trial with full API access so you can test integration before subscribing.